LendersHub
Multi-tenant SaaS for NBFCs and field lenders — branded web portal for the office, offline mobile for cash collections on the street.
Who it's for
Moneylenders, micro-finance ops, NBFCs, chit-fund style lenders, and small finance companies — especially where agents collect cash door-to-door across branches.
Owners, managers, and loan officers run products, KYC, approvals, fund ledger, and branch settings from a branded tenant portal.
Collectors unlock with biometrics, follow route maps, capture payments and receipts offline, then sync when they reconnect.
Core modules
One stack for the full lending lifecycle — not a patchwork of sheets, WhatsApp groups, and offline notebooks.
Configure weekly, daily, interest-only, agent-risk, and term products with EMI preview — built for Indian micro-lending ops.
Customer profiles with PAN, Aadhaar, and branch-aware records so office staff and field agents share one source of truth.
Collectors capture payments without signal, sync when back online, and keep routes moving in low-connectivity markets.
Photo-backed receipts and payment captures reduce disputes between agents, customers, and branch accounts.
Track cash across branches, reconcile collections, and give managers a live view of money in motion.
Pluggable Fast2SMS, Msg91, and WhatsApp for OTP login and customer notifications — swap providers without rewrites.
Field agent app
Expo-powered React Native app with biometric unlock, collection routes, and receipt capture — so daily and weekly repayments keep flowing even when the network doesn't.
Secure device access before viewing customer balances.
See who to visit next across your collection beat.
Photo proof tied to the installment — synced later.
Architecture
Each tenant gets tenant_<slug> with its own users and data. Super-admin operates on the public schema. No shared-table RLS guessing — no cross-tenant leakage by design.
NestJS API + Redis + Prisma, with SET search_path per request so every query stays inside the right tenant.
public
Super-admin · subscriptions · tenants
tenant_axis
Isolated books · users · KYC
tenant_nova
Isolated books · users · KYC
Access control
From business owner to read-only viewer — permissions that match how lending teams actually work.
Full control — users, branches, settings
Approvals, closures, operations dashboards
Users, branches, day-to-day settings
Create loans & record portfolio payments
Field agent — primary mobile app user
Read-only access across modules
How it works
We provision an isolated schema, brand your portal, and set subscription tier.
Define loan types, KYC fields, branches, and who can approve what.
Collectors install the app, unlock with biometrics, and run offline route collections.
Office staff manage loans on web; ledger, notifications, and reports stay in sync.
Super-admin onboards lender tenants, manages subscription tiers, and monitors the platform dashboard — while each lender stays sealed in their own schema.
Give your office a branded portal and your field agents an offline-first app — without sharing a database with other lenders.